Rebirth 1996 starts from unforgettable

It's not that Zhang Xiao is not worried, but he knows that worrying is useless. Now that he has made a decision, he has to bear all the impact of the decision. Zhang Xiao is fully prepared for this.

After eating, Zhang Xiao returned to the courtyard by car and began to prepare for bed.

"Did you eat outside again today?" Shen Biyu asked with a smile after pouring Zhang Xiao a glass of water.

"Well, I have something to do today, haven't you eaten yet?" Zhang Xiao asked Shen Biyu after taking a sip of water.

"I wanted to wait for you to come back to eat together, but I fell asleep while waiting." Shen Biyu said helplessly.

"Then what do you want to eat, I'll ask Lao Lu to make it for you." Zhang Xiao laughed dumbfoundedly, and then asked.

"I'm not hungry now, why don't I stop eating." Shen Biyu rubbed her somewhat confused eyes and said helplessly.

"How about some white fungus and lotus seed soup, I'll make it for you myself?" Zhang Xiao asked with a smile.

"Okay." Shen Biyu laughed immediately, she actually didn't want to bother Lu Huaping, she was surprised that Zhang Xiao did it by herself at the moment.

Zhang Xiao turned around and went to the kitchen, and came out of the kitchen after a while, but the white fungus and lotus seed soup still had to wait for more than an hour.

During this period, Zhang Xiao and Shen Biyu shared some knowledge about porcelain. After all, Shen Biyu is currently learning about porcelain, and most of the knowledge about porcelain that Zhang Xiao has mastered comes from Mo Wenxin's collection. , is a brand-new knowledge to Shen Biyu, and she listens with gusto.

After the white fungus and lotus seed soup was cooked, Shen Biyu drank two bowls before putting down the bowl, and praised with a smile: "It's delicious, you will make it for me some other day."

"No problem, it's getting late, let's go to bed early." Zhang Xiao said while tidying up the pieces of porcelain on the table.

Shen Biyu nodded, blushed pretty and went to take a bath.

After a night of nothing to say, when I came to the group office the next morning, I found that Hou Shuyan was already waiting with a thick stack of newspapers.

"What's the new news?" Zhang Xiao asked helplessly. There have been a lot of news in the past two days, all of which are bad news about Hongyuan Group. Zhang Xiao has become a little numb.

"The newspapers published a lot of problems about the Minmin Supermarket, including food problems and other supplies. Anyway, all kinds of problems broke out this morning. I am worried that someone is targeting us at Hongyuan. Group." Hou Shuyan said while pointing out the content in the newspaper. cascoo.

Zhang Xiao couldn't help being slightly taken aback, he knew Wang Xiangyu would make a move, but he didn't expect it to be so fast.

Zhang Xiao picked up the newspaper, glanced at it roughly, and found that there were more or less reports on the People's Supermarket in today's newspaper, and all of them were about the quality problems of the products sold.

What makes Zhang Xiao feel helpless most is that most of the newspapers here are newspapers from various regions, but there are enough of them, which is bound to have an impact on Minmin Supermarket, thus affecting the cash flow of Hongyuan Group.

It can be said that Wang Xiangyu's move is still very targeted, completely targeting the current weakness of Hongyuan Group.

Cash flow is the foundation of every enterprise, and Hongyuan Group is no exception. Although Hongyuan Group is not short of funds, this is relatively speaking. After all, the current Hongyuan Group mainly relies on the people's supermarket for profit. However, once there is a problem in Minmin Supermarket, Hongyuan Group is bound to pay the price.

Zhang Xiao also has some headaches about this. After all, Minmin Supermarket is a retail terminal, and its customers are the common people themselves, who are easily influenced by public opinion in the market. Moreover, Minmin Supermarket has a wide variety of products, even if Zhang Xiao has repeatedly emphasized the quality of the products. And quality, it is also difficult to get control on some commodities.

Zhang Xiao couldn't help but fell into deep thought. Faced with such a situation, Zhang Xiao had no other way but to call Li Mingxuan to investigate the problematic products, so as to deal with the problematic products in a targeted manner.

And Zhang Xiao is very clear that the problems reported in the newspapers may be only a small part of them, and the impact on Minmin Supermarket is bound to be far-reaching.

Just as Zhang Xiao and Li Mingxuan finished talking, Sun Ting from the finance department came to Zhang Xiao's office and reported to Zhang Xiaohui: "Boss, the bank now requires us to repay the loan in advance. How should we deal with it?"

"How many banks? How much money is involved?" Zhang Xiao's heart sank suddenly. He realized that these might be Wang Xiangyu's methods against Hongyuan Group, but this is something that cannot be said on the bright side.

"Almost all banks have expressed this meaning, and the amount involved has reached 60 billion. This is the list." Sun Ting said with a serious face. Although the current Hongyuan Group's funds can completely repay the loan, but in this way, it is bound to It will affect the liquidity of group funds.

Looking at the loan amount of each bank listed on the list, Zhang Xiao couldn't help but feel a little headache. The largest loan was originally for the purchase of the second chip production line. Originally, the principal of the loan should be repaid after one year. Now it is also appearing in the ranks of drawing loans.

"Further communicate with all the banks, and try to implement the repayment according to the original contract as much as possible." Zhang Xiao can only say so, but Zhang Xiao himself knows very well that the possibility of being able to negotiate is very small.

Sun Ting agreed and left in a hurry, but Zhang Xiao couldn't help but feel a little helpless. Banks are the embodiment of capital. Once Hongyuan Group is drawn by the bank, it is easy for Hongyuan Group to have systemic problems. This is also a headache for Zhang Xiao The place.

It has to be said that Wang Xiangyu's actions against Hongyuan Group can be called menacing, and Zhang Xiao can only respond passively so far. This is a major test for Hongyuan Group since its establishment. Full of confidence, but others are not so calm.

Ye Shijiang and Academician Ni came to Zhang Xiao's office one after another to find out the situation. After all, this happened before the Spring Festival, which was beyond their expectations, and they were a little worried about it.

"Don't worry, these difficulties are nothing to our Hongyuan Group. As the management of the group, we must play our role in this sensitive period, so that all employees have full confidence in our future. Only In this way, Hongyuan Group can overcome this difficulty and become stronger." Zhang Xiao had to cheer up the management of the group, making them think more important in the increasingly difficult situation.

Ye Shijiang and Academician Ni were also infected by Zhang Xiao's strong self-confidence. Although they were still a little worried, they were also relieved when Zhang Xiao remained calm and calm.

After Ye Shijiang and Academician Ni left, Zhang Xiao was a little worried. Although the current Hongyuan Group is powerful, Zhang Xiao also felt the pressure in the face of the targeting of the Minmin Supermarket and the loan from the bank.

Especially at this sensitive point in time, when Hongyuan Group settles with many suppliers, there is still a huge demand for funds, and once Hongyuan Group shows a declining trend, it will definitely face the situation of wolves biting.

In the afternoon, Zhang Xiao had to call Sun Zhixiang to ask about the loan.

"Uncle Sun, I heard from the group's financial report that my group's loan is going to be paid off once. I want to ask why?" Zhang Xiao asked straight to the point after the call was connected.

When Sun Zhixiang received Zhang Xiao's call, he knew what Zhang Xiao was talking about. Hearing Zhang Xiao's question now, he smiled wryly and said: "Xiaoxiao, this matter is actually a bit strange. As far as I know, this settlement is The order from the head office is to conduct a free review of all branches at the end of this month, so I am also sorry for this."

"Uncle Sun, I understand. In other words, all banks are facing scrutiny now?" Zhang Xiao asked tentatively. He called Sun Zhixiang to hope to get more news from the bank and understand the inside story.

"As far as I know, this is the case, and the review is said to be extremely strict this time. With President Wang personally leading the team, all banks have to pay attention." Sun Zhixiang said with a sigh. Facing Wang Yishan's personal leadership of the team, everyone Feel the pressure.

Zhang Xiao couldn't help being a little silent. Wang Yishan is from the Wang family. Zhang Xiao knew this a long time ago, but what Zhang Xiao didn't expect was that in order to deal with Hongyuan Group, Wang Xiangyu could let Wang Yishan take action himself. Have to consider the seriousness of the matter.

"Thank you Uncle Sun for reminding me, I know what to do." Zhang Xiao thanked Sun Zhixiang with a smile.

"Xiaoxiao, I know this matter will have a certain impact on Hongyuan Group, but it is caused by external forces, and it should pass soon." Sun Zhixiang also felt a little helpless, this time the loan not only affected Hongyuan Group , It will also affect the express company, which makes Sun Zhixiang feel worried.

"Uncle Sun, it's okay, I'll take care of it." Zhang Xiao said with a smile, and didn't ask for anything.

In the face of the scrutiny of the banking system, any request to Sun Zhixiang would be difficult, and would only affect the relationship between the two. Of course, Zhang Xiao would not do such a stupid thing.

Satisfied with Zhang Xiao's understanding, Sun Zhixiang said with a smile, "Everyone, please be considerate of each other. After this review is over, we will discuss the loan again."

"Okay, to be honest, this loan draw will also have a certain impact on Hongyuan Group, but since you have said so, Uncle Sun, I will ask the finance department to contact you to complete the repayment work." Since Zhang Xiao wants to Give Sun Zhixiang a favor, so he doesn't intend to procrastinate, after all, it will be a matter of time.

"Then I would like to thank you, but don't worry, I will ask someone to compensate Hongyuan Group in terms of loan interest. After all, the bank defaulted first this time." Sun Zhixiang was overjoyed and said with a smile.

Zhang Xiao is also happy, the current loan interest rate is very high, if the interest can be reduced or exempted, it will have a more positive meaning for Hongyuan Group.

After finishing the call with Sun Zhixiang, Zhang Xiao called Sun Ting to his office, and said: "I have already figured out the main reason for the bank's collective loan draw this time. In the past two days, you have contacted several banks to complete the settlement work as soon as possible, but the interest can be waived or reduced if it can be reduced, and strive to obtain the maximum benefit."

Sun Ting nodded and said: "I have also learned about the situation. It is said that this review was initiated from the head office. It is fierce and many people are doing compensation work."

"Yeah, the rain is about to come, I didn't expect the bank review work to be so fierce this year." Zhang Xiao said with a sigh, but Zhang Xiao was also dissatisfied with Wang Xiangyu's shamelessness, just to deal with Hongyuan Group , With such a big move, I am afraid that not only Hongyuan Group will be affected, but more companies will fall into crisis in this loan draw.

Sun Ting didn't think much about it. After all, the review work is carried out every year, but this year is particularly early.

After Sun Ting left, Zhang Xiao also had to consider the issue of funds. With the start of the liquidation work, the financial pressure is bound to be great. Although after the completion of the liquidation work, Hongyuan Group may still leave about one billion yuan in liquidity. Funds, but Zhang Xiao is very clear that Hongyuan Group has a great demand for funds, and the billion has already touched the Hongyuan Group's warning line, which will suddenly increase the pressure on Hongyuan Group.

It has to be said that Wang Xiangyu's moves were very aggressive. If Hongyuan Group hadn't implemented a system of appropriating project funds according to progress this year, it would be difficult for Hongyuan Group to even complete the bank loan draw this time, let alone the remaining Liquidity down.

But Zhang Xiao also knew that although the financial pressure before the Spring Festival was great, Zhang Xiao had expected that the most troublesome thing would be the start of construction of various projects after the Spring Festival, which would inevitably require a huge amount of funds.

Zhang Xiao is skeptical about whether the bank's loan renewal can be restarted at that time.

Because Zhang Xiao is very clear that once the review work starts, it will not end in a short time, and during the review period, the possibility of Hongyuan Group obtaining loan funds is basically zero, which will definitely affect Hongyuan Group's next strategic deployment .

Zhang Xiao couldn't help sighing, feeling very helpless about these administrative influences, but Zhang Xiao also knew that raising funds as soon as possible is the kingly way.

Thinking of this, Zhang Xiao couldn't help but feel a little pain in his head. After all, the problem of funds is a long-standing problem, and financing is not so easy to raise. Although some investment companies waved banknotes and wanted to buy shares in Hongyuan Group or its subsidiaries. But in the face of the bank's collective review, Zhang Xiao didn't think they could still get the money out.

Just when Zhang Xiao was having a headache, Yang Lei came to Zhang Xiao's office and said to Zhang Xiao: "Boss, the building material supplier of Hongyuan Real Estate asked to pay off last year's building material payment. It needs your review before it can be approved."

Zhang Xiao couldn't help laughing wryly. Sure enough, Wang Xiangyu still didn't forget the supplier link. With the building material suppliers from Hongyuan Real Estate coming, Zhang Xiao knew that more and more suppliers would come.