Shenhao starts from a fake rich man

Clifford memorized the lines he had memorized many times before, and replied without changing his face: “That’s right. . . ”

“I also learned a lot of skills from my uncle.”

“And my uncle’s auto repair shop also wants to expand.”

“So, I’m going to start a joint venture with my uncle and open another repair shop.”

“In this way, I will no longer be a part-time worker, and I will be the boss myself!!”

“Although I still have savings before, the initial investment in opening a repair shop is still relatively large.”

“So, I need a loan.”

“However, with my income level in the repair shop, it was easy for me to repay the loan when I became a co-owner myself.”

Patrick secretly had a respect for Clifford in his heart.

It seems that this Clifford is well-read and educated.

Speak one by one. And very self-motivated!!

There are very few black people in Queens who are so motivated!!

Shouldn’t they all be idle all day?

Patrick’s mind came to mind what he thought was the standard state of a black man in Queens like Clifford—

“It’s impossible to work part-time, it’s impossible to work in this life.

If you don’t know how to do business, you can only maintain your life by taking such things as robbery.

Going to jail feels like coming home, and feeling in jail feels so much better than at home!

All of them are talented, and they speak well, I like them so much! ”

Isn’t it supposed to be like this??

In less than five minutes, Patrick completed Clifford’s qualification review.

AA is also the highest qualification grade that Freddie Mac can give in the rating.

When Freddie Mac gave such a rating, it meant that Clifford would only have to wait a few days. There will be investment banks or institutions connected by Freddie Mac that lend to Clifford.

Generally, the loan amount is quite large, and there may be 30%~35% of the mortgage value of the property, and the interest rate is of course high.

Freddie Mac, on the other hand, can get a good commission.

Of course, all the money from the banks that lend money to Clifford comes from customers who have deposited money or purchased fund products.

Feng Zhe was on the sidelines, shocked that this black man hired by Han Haoran’s team from the side of the road could borrow money so easily.

Patrick, an appraiser at Freddie Mac, didn’t even go into the actual investigation into whether Clifford’s job, which he said cost $60,000 a year, really existed.

Not even a single phone call!

You know, that auto repair shop in Clifford even made up the name.

The phone number he left was an empty number made up by Han Haoran’s team!!

Of course, in fact, Han Haoran’s team has the ability to disguise a little better.

For example, buying a physical car repair shop, or at least getting a landline phone, doesn’t cost much money, and it doesn’t take much time.

But.. This is not what Han Haoran wants.

What Han Haoran wants to do is to truthfully record a person who has no occupation, no, and is idle, and with a mouth, he fabricates some personal information that does not exist out of nothing, and cannot withstand scrutiny for a second. can get an AA quality rating in Freddie Mac.

With this rating, mortgaging a house in Queens that is not worth anything at all and cannot be sold, the actor Clifford was able to get a large loan!!

——————————————

As for the follow-up, this video data is completely recorded by Feng Zhe.

This will become one of Han Haoran’s powerful weapons!!

In the previous life, Freddie Mac and Fannie Mae were under the protection of the Citi government, and the two main culprits that caused the economic crisis did not go out of business.

Rather, in the decade after the Citigroup financial crisis, it once again monopolized the housing loan guarantee market.

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Moreover, everything about Fannie Mae and Freddie Mac has not been exposed on a large scale, and only those who have studied the financial crisis know that they played a role as a fuse for the financial crisis.

In this process of Clifford loans. Freddie Mac is definitely earned.

They earn commissions without taking on any risks.

Investment banks, such as Lehman Brothers, which bought subprime credit products in large quantities, gave out loans, but had collateral.

Although the collateral is not worth much, the risk of recovering the loan is very high.

But.. Funds from investment banks.

It’s not their own.

It’s those ordinary people who believe in these investment banks, want to increase their assets, and give their money to the investment banks!!

They have worked hard to make money all their lives and give it to the investment bank for the promised rate of return.

But they never thought of it. Profit-hungry investment banks don’t take their money seriously at all.

If Citigroup’s economy is booming.

Investment banks are going to make money by buying up a lot of subprime credit products, and they are going to make a lot of money.

But.

If house prices fall, those who borrow casually will default on their loans or fail to repay their loans.

Then, these investment banks, which buy subprime credit products in large amounts, will suffer a blow that they cannot bear!!

Of course, even if the investment bank loses a huge amount of money, they can file for bankruptcy protection.

Even the top management of investment banks have made money that they have squandered all their lives by paying themselves high salaries and bonuses.

In the previous life, Lehman Brothers went out of business, but most of Lehman Brothers’ high-level personal assets were not affected in the slightest.

It’s a big deal to change companies and continue to fool those stupid people.

And those who put their money in investment banks and buy investment products, they are the ones who have lost all their money.

They only saw that high expected rate of return.

But they don’t know at all, they don’t even know, that’s just an expectation!!

The wealth management products of the investment banks they bought have a bunch of unfavorable terms on the thick contracts!

It’s enough to make them lose all their money, and they can’t find the means of the law to protect themselves!

In this life, Citigroup’s financial crisis has not yet happened.

But all the potential triggers for the financial crisis are already there.

And what Han Haoran has to do is to start the layout and become the fuse that induces the subprime mortgage crisis!!

Although Han Haoran is very sympathetic to those ordinary Citigroup people.

He also knew that if the subprime mortgage crisis in Citigroup broke out, it would be the ordinary working people of Citigroup who would suffer the most.

But.. After all, it’s Citigroup!!

And not ** compatriots.

And the only way that Han Haoran can think of is to stop Soros is definitely not to be tough with Soros.

It’s not about putting your more than 200 billion soft sister coins into the spot exchange rate market of soft sister coins!

After all, compared with ZF’s 2 trillion US dollar foreign exchange reserves, and the more than 1 trillion US dollar funds in the hands of the Soros alliance.

Han Haoran’s funds equivalent to more than 30 billion US dollars are nothing, and they cannot change the situation of the fierce battle of trillion US dollars.

Han Haoran’s real intention is to attack Soros’s rear!!

Before the soft sister coin is completely broken down by Soros, Han Haoran will first destroy Citigroup’s economy!!

The subprime mortgage crisis that was supposed to happen was completely induced!!

In this way, whether it is Soros or the hedge fund behind him, they will have to take care of themselves.

The subprime mortgage crisis, the economic crisis in the country, will undoubtedly make every Citigroup hedge fund lose a lot!!

And if the big rear misses, on the battlefield of proof of soft sister coins, Soros will be defeated!! will retreat!!

This is the only countermeasure that Han Haoran has thought about for more than half a month and has come up with to defeat Soros!! _

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