Rebirth in 1998 is also a kind of life

Fengtian Gongnong Bank Branch.

President Duan is not very happy recently.

Last year, due to the increase in the deposit reserve, the amount available for loans was controlled, and the red line was further drawn down, and the conditions for lending became more stringent; and due to over-consideration of the safety of fund recovery, after repeated applications, All the fulcrums under his command are obsessed with the loan review card, which also led to the fact that last year's loan quota was not used up.

Since you didn't use up indicators last year, it means you don't need so many, and you will definitely be cut off in the second year.

Sure enough, the loan quota of Fengtian Branch this year is only 90% of last year;

But even so, during the peak period of lending at the beginning of the year, Fengtian's lending projects are still not much talk;

There is no way, the current situation is not very good, the company's revenue is difficult, and the bad debt rate has started to be stuck again. I don't want to be held accountable for not being able to collect the loan.

But it's not a problem after all if you continue like this. If you don't have enough performance, even if your bad debt rate is 0, you will lose your position sooner or later.

Therefore, finding high-quality loan projects has become his biggest headache now.

"President Duan, Taiyuan Street Sub-branch and Zhonghua Road Sub-branch have jointly applied for a loan plan for a project, please have a look." Secretary Xiao Zhang knocked on the door and walked in, respectfully putting a document on his desk superior.

Joint application?

President Duan is a little puzzled. These two fulcrums are the two branches with the best performance in Fengtian Branch, and the indicators in hand are not low. Now they need to jointly apply for a project. How big is the funding demand of the other party?

After reading the materials and proposals, I found out that it was the very popular Taiyuan Street three-dimensional shopping mall project recently; and I thought too much, it was not that people begged me to lend money, but that the two branch managers wanted to seek their own support. Take the initiative to lobby others to borrow some money from their own banks.

Ok……

Looking at the various data and evaluation reports on this project in the materials, President Duan was tempted. The quality of this project can be said to be once in ten years in Fengtian. , Fengtian Branch's indicators for this year can be used in sevens and eighties.

what?

You said that people have no demand for loans?

Young man, you are too young. If you need this thing, you can talk about it slowly!

………………

In the hotel, Zhuo Junyue knocked on the door of Yang Zhu's room again: "Mr. Yang, the president of Fengtian Gongnong Bank's Taiyuan Street Branch came to visit and said that he wanted to meet you."

Yang Zhu yawned: "I won't show up, you and Zhang Jianjun can deal with it, remember to follow the old rules."

Although Zhuo Junyue had expected the answer, she still couldn't understand it.

Since the on-site signing meeting ended, various banks in Fengtian have come to the door one after another. The purpose... is nothing more than to see the cooperation between the two parties and let them take loans in their own banks.

Just when Zhuo Junyue was in ecstasy, Yang Zhu asked her to come forward and directly rejected those people. The reason, of course, was that his family was not short of money and didn't need a loan.

When Zhuo Junyue heard this order on the phone, she almost collapsed. She wanted to rush into Yang Zhu's room on the spot, grabbed him by the collar and asked him what he wanted to do. The 6000 million shortfall in funds was coming soon I can't wait to know! ?

Yang Zhu ignored her at all, and hung up the phone directly after giving the order.

In desperation, Zhuo Junyue had no choice but to follow Yang Zhu's instructions.

Sure enough, most of the bank staff left disappointed after hearing Zhuo Junyue's refusal.

But on the third day, which is today, the staff of Fengtian Industrial and Agricultural Bank, Fengtian Commercial Bank and Fengtian Commercial Development Bank came to the door again without giving up, and they came directly at the level of the branch president.

Unexpectedly, Yang Zhu was still unwilling to show up in person, and still asked her to come forward to refuse, but just told her to be gentler.

With all kinds of complaints in her heart, Zhuo Junyue, who had already rejected Fengtian Commercial Bank and Fengtian Commercial Development Bank in the morning, came to the small conference room of the hotel, shook hands with two branch managers of Fengtian Industrial and Agricultural Bank cordially, and then motioned for the staff to come up. Tea.

Seeing that it was still Zhuo Junyue who came forward, the two branch managers were indescribably disappointed.

Is my weight still not enough in the eyes of others?That director Yang didn't even bother to meet him.

However, Yang Zhu's demeanor made them further sure that he really has the confidence and is really not short of money.

Sure enough, Zhuo Junyue listened to the sincere cooperation intention and a series of preferential conditions of the two branch managers with a smile on her face, and said helplessly: "President Zhang and President Xie, thank you for your attention and cooperation with our three-dimensional mall project." Guan Ai, but... we have sufficient funds now, and we really have no need for loans, which disappointed the two of you."

President Xie made a haha: "Secretary Zhuo, don't be so eager to refuse, the cooperation between our bank and you is not limited to the loan of funds, but also has other broader cooperation space."

Zhuo Junyue seemed to be interested: "Oh? Is there any other space for cooperation? Please thank the president for instructions."

President Xie said confidently: "Our bank has many high-quality VIP customers. Speaking of which, they should also be the target customers of your three-dimensional mall. If we reach a cooperation, I promise here that we will definitely go through a series of activities. Transfer the high-quality customers in your hand to your project."

Seeing that Zhuo Junyue was a little moved, President Zhang hurried to cooperate: "Also, we can apply to our superiors to display the publicity display racks of your project for free in all our Fengtian business outlets for a period of one year."

President Xie: "In addition, our bank plans to launch a supporting service for POSE machines and bank cards in the second half of this year. By then..."

President Zhang: "In addition, isn't your company planning to carry out a series of activities after opening, when the time comes..."

President Xie: "Also, our bank has strategic cooperation with some travel agencies, and they have quite a few international routes. If you are interested, we can conduct some tripartite talks at the commercial level. Then..."

President Zhang: "Also, we have also cooperated with movie theaters and many popular amusement project merchants, and then..."

I have to say that Zhuo Junyue was really moved at this moment, with a struggle on his face: "But, I really can't decide this matter, and Director Yang..."

The two presidents showed a clear look: "Secretary Zhuo, we understand what Director Yang is thinking."

"If not, please report our thoughts to Director Yang. If Director Yang thinks that our ideas can catch his eyes, then I will immediately invite our branch manager over and let him talk to Director Yang. interview."

Zhuo Junyue was a little dazed, and didn't understand what the two branch managers understood, but she still went out and made a phone report to Yang Zhu, and she came back after more than ten minutes.

In the long-awaited eyes of the two branches, Zhuo Junyue smiled and said: "Congratulations, Director Yang is free the day after tomorrow, and I will trouble the head of the branch to come to the humble house."

The two branch managers were overjoyed when they heard the words. If Zhuo Junyue hadn't been there, they might have clapped their hands to celebrate...